Tuesday, February 21, 2012
We just posted HOME, Inc.'s 2010-2011 Annual Report.
Some highlights of things we've done in the last year include:
21 owner-occupied remodeling projects completed
5 properties completed/rehabilitated and ready for sale
1 new construction single-family home in process
2,500 new households received rental housing information and counseling
338 clients received general information and counseling regarding homeownership
To read more about the good work HOME, Inc. completed last year, check out the full report under the "Who We Are Tab", or CLICK HERE
Wednesday, February 15, 2012
The National Alliance to End Homelessness provides the best research, policy analysis and resource manuals for serving homeless people. I recently received the report, The State of Homelessness in America, which I found to be very informative.
Homelessness is an issue that HOME, Inc. has been working on since 1984. Homeless prevention and diversion is getting a great deal of attention within the human services world. This year HOME, Inc. will provide counseling and supportive services to help 150 households prevent homelessness. From October to December HOME, Inc.’s housing counselors worked with 42 families. Of the 20 cases that have been closed we know that our efforts prevented 15 of those families from entering a shelter or living on the streets.
Thanks for all you do to support HOME, Inc. in our efforts.
-Pamela S. Carmichael, Executive Director
Tuesday, January 31, 2012
Today's mortgage rates are fantastic! Makes it a very exciting time to purchase a home. HOME, Inc.'s lease-purchase homeownership program is financed through Bankers Trust, a local Des Moines lending institution. See a summary of their rates below:
**3.5% (APR 3.644%) for 30-year fixed, 20% down payment, 1% origination fee, common and customary closing costs.
**2.875% (APR 3.124%) for a 15-year fixed, 20% down payment, 1% origination fee, common and customary closing costs.
*4.875% (APR 5.041%) for 30-year CRA rate, no downpayment, 1% origination fee, 0.25% discount fee, plus common and customary closing costs.
**Rates subject to change frequently and are not guaranteed until lock-in.
*HOME, Inc.'s lease-purchase program is financed under the CRA rates. These rates are subject to change frequently and are not guaranteed until lock-in.
If you or someone you know is interested in purchasing a home, check out our "For Sale" page to see what we have available!
Wednesday, January 25, 2012
The New Year is off to a roaring start! We've been busy writing grant applications lately. Lots of deadlines in January and early February, but that's very exciting! You may remember we wrote this fall that our HUD Housing Counseling Funding had been cut, and partially restored. Congress charged HUD with getting the funding announcement out and awards made within 120 days. Quick turnaround time! That grant was submitted on January 11th. We're hopeing to find out good news on that one sometime in April!