Asesoramiento para propietarios de vivienda
y servicios de apoyo
¿Está usted listo para convertirse en propietario de una vivienda?
Una vez que se haya inscrito para la asesoría y haya completado nuestro formulario de admisión, se reunirá con uno de nuestros asesores de vivienda certificados por HUD para realizar nuestra evaluación de preparación para la compra de vivienda y crear un plan de compra. A partir de ahí, trabajará con uno de nuestros asesores de vivienda para ayudarle a alcanzar el nivel necesario para la compra de una vivienda.
El asesoramiento previo a la compra puede incluir cosas como:
Reviewing basic information about your current financial situation
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Rreviewing your finances and current credit report to assess your current financial situation and determine your ability to qualify for a mortgage at this point in time
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Creating a plan and budget to meet your financial and homeownership goals
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Regular meetings and check ins to support you throughout the entire process
Education and guidance on topics such as:
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Using a realtor
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Selecting and inspecting a home
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Financing a home through the mortgage process
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Understanding insurance policies
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Preparing to move
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Life as a homeowner
Developing a home buying plan & outlining steps you can take to qualify for a mortgage
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Establishing a housing affordability range for a home purchase price or mortgage limit
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Identifying programs that may assist you in purchasing a home (ie sources of downpayment assistance)
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Receiving referrals and assistance to apply to homeownership programs
Finding the right lending program and applying for a mortgage
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Working with you to find the right lending program for your specific needs, and explain and help compare lending offers.
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Identifying sources of downpayment assistance