1621 Jefferson Ave.

Applications Open
until 11:59pm on 9/18/2026

Address:

1621 Jefferson Ave.

Des Moines, IA 50314

Bedrooms: 3

Bathrooms: 2

Square Feet: 1533

Gross Annual Household Income Required: $83,000 minimum

*This property is a turn key home. Income limits and affordability period apply. Review our program information here.

*The home available is currently under construction. This photo is an example of the exact same home plan being built for you to see what it will look like, but it is not the actual home/address available.

Description

A lovely single-family, ranch style home offering 1,533 square feet of thoughtfully designed living space. Perfectly suited for comfortable everyday living, this residence is move in ready with all the appliances you will need including a washer and dryer. The home features a welcoming porch that invites you to relax and enjoy your home. The property includes a detached two-car garage, providing secure parking and additional storage options.

Don’t miss the opportunity to make this beautiful ranch your new home!

Eligibility Requirements for 1621 Jefferson*

Gross Annual Household Income Required: $83,000 minimum
Gross Annual Household Income must be 80% AMI or below
This property requires that you be a "first time homebuyer" as defined by HUD (HUD's definition might not be what you think it is - Learn more here)
Must be able to provide documentation for proof of income for every member of the household. (Both earned and unearned income: employment wages, tips, bonuses, commission, social security, disability, child support, alimony, etc.)
Former tenants of HOME, Inc. must have left in good standing and with no outstanding debts.

*These are the primary factors used to consider applicant eligibility but some homes may have additional eligibility requirements that will need to be taken into consideration.

Facts & Features

Year Built: 2026

Home Type: Single Family Residence

Style: Ranch

Total Finished Square Feet: 1533

Basement: Yes - Partially finished

Parking: Detached 2 Car Garage

Heating: Gas

Cooling: Central Air

Water Heat: 40 Gallon Electric Water Heater

Sewer: Public Sewer

Water: Public

Appliances Included: Refrigerator, Oven Range, Dishwasher, Microwave, Washer, Dryer

HOA: No

Our Homeownership Program is designed to provide a path to homeownership for families who would not be able to afford to buy a home otherwise. We build brand new homes. Historically, this has included single-family homes and duplexes, but we are actively pursuing new projects that would offer homeownership in a variety of housing types. View our Available Homes here!

Our single-family homes are currently appraising for around $300,000-$325,000. By utilizing construction subsidies and a variety of down payment assistance programs, we are able to bring down the cost significantly empowering and enabling families to achieve homeownership through a traditional mortgage.

To further support our clients, we strive to ensure their mortgage payments are at 30% or less of their gross income by providing down payment subsidies. This approach helps set families up for long-term success, ensuring financial and housing stability for years to come.

Learn more about our process and if you are eligible for our Homeownership Program here.

How long is the application window open?

The application window for a home opens the day we break ground for construction and will be open for 30 days.

What does "Gross Annual Household Income Required" mean?
In order to qualify for this home the total income from your household must be at or above this amount. To figure out your household income, add up any and all income made by the members of your household before taxes. Please be sure to read about our other income eligibility requirements.

I applied, does that mean I get to purchase this home?

Applying does not guarantee selection for the purchase of one of our homes.

Once the application window closes, our Property Development Team will review all applications within five (5) business days using an objective scoring system ensuring accuracy and fairness to assess a family’s financial and housing stability, ability to benefit from the program, and readiness for future homeownership.

The team will select the highest scoring and most qualified applicant for the purchase of the home. If multiple families score and qualify equally, a randomized lottery may be used to select the final applicant.

Can I apply for more than one home?

Yes! You can apply to each home you are interested in. But please only apply to each home once. Submitting multiple applications for the same home can delay the review process.

I need to update my application, what do I do?

Please contact our team to update you application. Email propertydevelopment@homeincdsm.org or call 515-243-1277. Please do not submit another application. Submitting multiple applications for the same home can delay the review process.

Will the timing of my application affect my score?

No. All applications submitted within the 30 day window receive the same consideration with our impartial scoring system to ensure fairness for all applicants.

How do I get a mortgage pre-qualification or pre-approval?

You can go to any bank or lender to get a mortgage pre-qualification or pre-approval.

Please contact us for the list of lenders we have worked with in the past who are familiar with our program.

Could I take a Homebuyer Education Class before applying to get those additional points?

Yes! We always encourage potential homebuyers to take Homebuyer Education to better prepare them for the homebuying process and homeownership! We offer in-person and online Homebuyer Education classes. Or you can take a class through another organization. The class must be HUD certified and you will need a certificate of completion to submit with your application.

If the application window is open and you plan to take a Homebuyer Education Class within those 30 days to earn more points and increase your chances to be selected - please wait to submit your application until after you complete the course. The application period lasts 30 days.

How will I know if I was selected or not?

Applicants who are selected will receive an email outlining their next steps. This will include scheduling an appointment to sign the Purchase Agreement.

Applicants who are not selected will be notified and provided with additional resources. These resources include information about upcoming Homebuyer Education classes, links to one-on-one counseling services, and guidance on preparing for future homeownership opportunities - whether through HOME, Inc. or other organizations.

What parts of the home can I customize?

The selected applicant for a home may be permitted to make certain pre-approved design choices from our catalog. Customization options include: interior and exterior paint colors, LVP color, carpet color, and countertop color. These choices will be made with our Property Development Team early in the process. (If the house is past the framing stage, then customization will not be an option.)

1621 Jefferson Ave.

Applications Open
until 11:59pm on 9/18/2026

*The home available is currently under construction. This photo is an example of the exact same home plan being built for you to see what it will look like, but it is not the actual home/address available.

Apply Here

Join our mailing list

1621 Jefferson Ave.

Applications Open until 11:59pm on 9/18/2026

*The home available is currently under construction. This photo is an example of the exact same home plan being built for you to see what it will look like, but it is not the actual home/address available.

Apply Here

Join our mailing list

Applications Open
until 11:59pm on 9/18/2026