This can be found at the top of the page. Applications with the incorrect address will be denied and the applicant will have to resubmit their application.

Please Include all individuals who live in your home, including dependents.

Include income from all household members before taxes.

You may qualify as a first-time homebuyer if any of the following applies:

o   You have not owned a home in the last 3 years

o   You are a displaced homemaker or recently divorced

o   You own a mobile home but did not finance it with a mortgage

o   You are a military member with discharge of other than dishonorable.

If you are still currently employed at the job, instead of an end date put "present" For Example: 1/15/2023 - Present

If you are still currently living at a certain apartment instead of a move out date put "present" For Example: 1/30/2023 - Present

If you have a car loan, student loan, other form of loan, credit cards, and/or any other line of credit - you have an established credit

Loans = student loans, car loans, etc.