The CDC has just passed a moratorium protecting individuals and families from being evicted during the COVID-19 pandemic. Although the document protects from more than just COVID related financial stress. Passed on September 7th, the moratorium is active until December 31, 2020, at which time any and all back rent may become due. The qualifications that need to be met are as follows according to the CDC:
- “Best Effort” has been used to obtain government assistance for rent.
- You do not expect to make more than $99,000 as an individual or $198,000 as a couple for the 2020 year.
- You have experienced a substantial loss of household income – or more than 7.5% of the total income is due to medical expenses.
- You have made the best effort to make partial rent payments each month.
- Being evicted would cause you to become homeless or have to “double-up”
Although many corporations have attempted to speed up the eviction process to prevent the moratorium from effecting their renters, signing the document will halt the eviction process. The CDC does not require any documented proof of the aforestated requirements, however, your landlord may try and dispute your claim, so having documentation is encouraged.
With over 5,000 evictions in Iowa over the last months, homelessness is a looming threat for many Iowans. Although the moratorium does not offer any specific financial assistance, it does add another layer of protection for many Iowans.
If you meet the above qualifications you can find the moratorium document, as well as more information here: